FREE BANKRUPTCY CONSULTATION IN COLUMBUS OHIO - EXPERIENCED ATTO

You should consider filing bankruptcy if any or all of the following apply to you OR if you think any or all of these may apply to you in the near future - You are receiving harassing telephone calls from creditors and or collection agencies- You have been sued and are facing a wage garnishment - Your car has been repossessed or sold by your lender - Your home is in foreclosure or has been foreclosed - You have a utility disconnect notice - You are struggling to make minimum payments to creditors As your attorney I will immediately take all creditor calls respond to lawsuits and wage garnishments promptly return your calls and emails and treat you with the respect dignity and sensitivity you deserve Help is just one phone call away 614-934-1544For additional information or to schedule a free consultation call 614-934-1544. Payment plans are available We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding.Visit our website at www.ohiodebtsolutions.comM. Sean Cydrus Attorney at Law 4449 Easton Way 2nd Floor Columbus OH 43219 Chillicothe Office hours available14 S. Paint St. Suite 9 Chillicothe OH 45601 Ways Bankruptcy Can Help You and Your Family Get a Fresh Start by Eliminating Most Debts Owed Cease or Stop All Creditor Collection Efforts Against You Stop a Lawsuit From Beginning or Continuing Stop a Wage Garnishment Stop a Foreclosure Sheriff Sale Stop a Vehicle Repossession Get a Vehicle Back From Repossession Stop a Utility Disconnection Get Driver s License Back From Suspension Rebuild Credit Get Financed For a Vehicle Get Approved For an Apartment Stall an EvictionDebts You Can Eliminate by Filing Bankruptcy Credit Cards Medical Bills Personal Loans Utility Bills Items Sent to Third-Party Collections Debt Owed From a Foreclosed Home Debt Owed From Repossessed Vehicles Evictions Attorney Fees Reinstatement Fees Some Tax DebtCall Today to Schedule a Free Bankruptcy Consultation The Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation Help is just one phone call away 614-934-1544I Have a Sheriff Sale Scheduled on My Home Can Bankruptcy Help Filing bankruptcy in Ohio will stop the foreclosure and sheriff sale on real estate by Federal law. Filing bankruptcy can help you gain back control of what could be taken away from you. At the end of the foreclosure process there will be a sheriff sale on the real estate. The difference between what is owed on the real estate and what the property is sold for is called a mortgage loan deficiency which is a bill you will get stuck with for the difference. Filing a Chapter 13 bankruptcy can help you put an end to the foreclosure by helping you get current on your mortgage payments if you would like to keep your home. If you don t want to keep the property filing a Chapter 7 bankruptcy will eliminate the debt owed from a foreclosed home along with most of your other debts such as credit cards medical bills personal loans utility bills repossessed vehicles and items sent to third-party collections. There are many other ways bankruptcy can help your financial situation. Call today for a free bankruptcy consultation Help is just one phone call away 614-934-1544There was a Lawsuit Filed Against Me Can Filing Bankruptcy Prevent My Wages From Becoming Garnished Filing bankruptcy will stop a wage garnishment and will also stop a lawsuit from beginning or continuing. After filing your bankruptcy petition you will receive an automatic stay of protection that will stop all creditor collection efforts against you. In Ohio your wages can become garnished up to 25% of each paycheck. The wage garnishment is sent to your employer and comes directly out of your payroll. This means the money is already taken out of your pay before your pay check is issued or direct deposited into your bank account. If a judgment is rendered against you from a lawsuit the creditor can garnish wages seize funds out of bank accounts and attach liens to property. Filing bankruptcy will prevent your wages from becoming garnished and can stop a wage garnishment if your wages are already garnished. It is very important that once you are served paperwork from a lawsuit that you take immediate action before your money is taken from you. Call today for a free bankruptcy consultation Help is just one phone call away 614-934-1544Can Bankruptcy Help If I Am Behind in My Car Payments Yes filing bankruptcy can help you if you are behind in your vehicle payments. If your vehicle is repossessed and action isn t taken quickly the vehicle will be lost and there will be nothing you can do. Filing a Chapter 13 bankruptcy may be the best option for you if you are behind in your vehicle payments and you want to keep the vehicle. Filing a Chapter 13 bankruptcy can also help if your vehicle has already been repossessed and you want to get the vehicle back from repossession. Chapter 13 will cure the arrearages and allow you to get caught up on your vehicle payments. Filing Chapter 7 is an option available if you don t want to keep the vehicle. Filing a Chapter 7 bankruptcy will eliminate the debt owed from a repossessed vehicle along with most other debts owed. Call today for a free bankruptcy consultation Help is just one phone call way 614-934-1544How Can Bankruptcy Help With Utility Disconnection Filing bankruptcy will stop a utility disconnection by Federal law. Filing a Chapter 7 or Chapter 13 bankruptcy will eliminate the debt owed from a utility bill along with most of your other debts. After a utility bill gets so high the utility company will send you a notice to shut off your utilities. This can create a disaster not having the ability to use a refrigerator stove hot water and other major appliances. In many situations the money the utility company asks for you simply do not have. Filing a Chapter 7 or Chapter 13 bankruptcy will not only stop the utility company from turning off your utilities but can also get your utilities turned back on if the utilities have already been turned off. Some of the most common utility companies in Ohio are AEP Columbia Gas and City of Columbus Power & Water. Call today for a free bankruptcy consultation Help is just one phone call away 614-934-1544The Law Office of M. Sean Cydrus Can Help The friendly Law Office of M. Sean Cydrus cares and can help you craft a plan to rebuild your financial future. We understand the stress of financial worry. We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding. We ensure that your rights are protected and never hesitate to take immediate action when time is of the essence. We can meet with you at our conveniently located offices in Columbus and Chillicothe. Call today for a free consultation Help is just one phone call away 614-934-1544For additional information or to schedule a free consultation call 614-934-1544. Payment plans are available We use a personal approach to solving your financial challenges and are here to help you through this difficult time. We pride ourselves on the ability to provide our legal expertise with compassion and understanding.Visit our website at www.ohiodebtsolutions.com M. Sean Cydrus Attorney at Law4449 Easton Way 2nd FloorColumbus OH 43219Chillicothe Office hours available14 S. Paint St. Suite 9Chillicothe OH 45601The Law Office of M. Sean Cydrus LLC is a debt relief agency that helps people file for protection under the Bankruptcy Code.

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