First time house purchasers who are going to be the end users. Female property ownership is a must for LIG and EWS. It is not mandatory for MIG 1 and 2. The property can be owned by a male member of the family. Applicant of the housing loan should not have availed any state government subsidy central government subsidy or housing benefit under the Pradhan Mantri Awas Yojana. Not applicable on the improvement loans or renovation loans for the Middle Income Group.
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