What is health insurance and how does it work?
Health insurance is a financial coverage that helps individuals manage medical expenses, including hospitalization, surgeries, and doctor visits. By paying a premium, policyholders gain access to essential healthcare services without the burden of high out-of-pocket costs. Health insurance plans typically cover various types of care, such as inpatient and outpatient services, preventive treatments, and critical illness coverage. They may also offer cashless treatment options, allowing for direct billing to hospitals. Ultimately, health insurance is crucial for ensuring access to necessary medical care while providing financial protection against unexpected health issues.
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