100K Line of Credit NO Credit Minimums 5 min Application (Port ST Lucie, )

100K Line of Credit NO Credit Minimums 5 min Application

LOC Program Highlights Guidelines 1 000 to 100 000 available via a line of credit or invoice financing (up to 100% of invoice value) 12 or 24 week repayment term options You only pay fees on funds drawn No credit score minimum No liens filed on your business No personal guarantee required in most cases No collateral required Only an active business bank account or accounting software is required 5 000 in minimum monthly sales 3 months minimum time in business No bankruptcies in the last 5 years No more than 3 other alternative loans open 3 minimum monthly deposits and no more than 3 NSFs Over 12 000 banks and most accounting software accepted The WireYouMoney.com was founded in 2019. WireYouMoney.com has two products for small businesses our award-winning invoice financing offering and a line of credit that requires only a bank connection to get a credit decision. For both products with a single click funds show up in a customer s bank account as soon as the next business day. WireYouMoney is also proud to partner with industry influencers and trusted leading products including Intuit QuickBooks Freshbooks Xero Harvest and Zoho. Loan ProgramsWireYouMoney offers two distinct financing products a business line of credit LOC(Line Of Credit) and Invoice Financing.WireYouMoney delivers financing from 1 000 to 100 000 to small businesses. The firm s application process is fully automated (no paperwork) and takes only minutes to complete (it s referenced on the website that it s as short as 3 minutes). There is one simple weekly fee from 0.4% to 0.9% WireYouMoney charges no application fees no origination fees no out-of-pocket fees and no junk fees just one low weekly interest charge. If approved after the short-automated application process funds are available as quickly as the next business day. WireYouMoney s financing can be paid down or off at any time without penalty and funds can be drawn down on a continual basis. Financing is available to most businesses located in all 50 states Washington D.C. Puerto Rico U.S. Virgin Islands Guam American Samoa and Northern Mariana Islands. LOC Program Highlights Guidelines 1 000 to 100 000 available via a line of credit or invoice financing (up to 100% of invoice value) 12 or 24 week repayment term options You only pay fees on funds drawn No credit score minimum No liens filed on your business No personal guarantee required in most cases No collateral required Only an active business bank account or accounting software is required 5 000 in minimum monthly sales 3 months minimum time in business No bankruptcies in the last 5 years No more than 3 other alternative loans open 3 minimum monthly deposits and no more than 3 NSFs Over 12 000 banks and most accounting software accepted The Loan ProcessWireYouMoney.com application process and it was simple and easy. The ApplicationWireYouMoney is very transparent about its application and loan process and it s promoted as one of the company s greatest competitive advantages.The first step is to access the signup page here and register which takes just a few seconds. Type in your full name business name email address phone number a password of your choosing select your business s annual revenue from the drop-down menu and click Get Started . Connect Your Bank or Accounting SoftwareThe next step in the process is to choose whether you would like a LOC (Line Of Credit) or Invoice Financing and once selected you will be prompted to connect your bank account or accounting software. WireYouMoney accepts over 12 000 banks and financial institutions and all the major accounting software presently available. WireYouMoney has bank-level security encryption and has served over 100 000 small businesses so there shouldn t be a concern about linking your bank account or accounting software. WireYouMoney s technology was also the first ever third-party to be embedded inside of QuickBooks and has a 5-star rating on the Intuit app center. Business and Personal VerificationThe last step in the process is to verify a few bits of business and personal information including business name and address EIN business owner name personal address date of birth and the last four digits of your social security number. Upon the completion of this step and if your criteria are sufficient for approval you will receive notification of your approval and be directed to your funding dashboard. Getting FundedYour funding dashboard is very user friendly and will show you how much you have been approved for any balance remaining the terms that you were approved for and give you the options to draw your funds or pay down your line. The dashboard can be accessed 24 7 similar to the online banking you may have with your bank. Also there is contact information on your dashboard and you can reach out for assistance any time. Very low cost of borrowing as little as 0.4% per week (only 4 on a 1 000 borrowed). This is the least expensive business credit line we could find and it is less expensive than a credit card a bank working capital loan and certainly a merchant cash advance.The loan process is super-fast and easy it really took us about 3 minutes and there was no paperwork to print out and sign or waiting for a credit decision.WireYouMoney s financing has no prepayment penalty so you can pay it off at any time.Our technology periodically and automatically reviews your account for financing increases.Your funding platform is very secure no sensitive information or documentation is required to be sent via email because everything takes place in its encrypted system. Why WireYouMoney is the BestWireYouMoney possesses the easiest fastest and most secure application process. WireYouMoney is also the least expensive business financing option we were able to locate it does not charge any fees other than the weekly 0.4% to 0.9% financing fee and it does not penalize you for early repayment. With no credit score minimum no collateral requirement few business type restrictions and a funding footprint that includes the entire US and its territories WireYouMoney is by far the most flexible credit line and invoice financing option available Important Note If you don t have a business bank account or accounting software you are not eligible for financing.Businesses operating less than 3 months are not eligible for financing.